In a landmark moment for UK consumers, the Supreme Court delivered a decisive ruling in July 2025 that has cemented the legal foundation for millions of car finance claims. This judgment from the highest court in the land is a game-changer, removing legal uncertainties and confirming that hidden commissions were unfair.
With each passing week, the true scale of the UK's car finance scandal becomes clearer, and the message from regulators and consumer experts is unanimous: if you had car finance, now is the time to act. What started as concerns over one type of commission has exploded into a nationwide issue, potentially affecting nearly half of all finance agreements signed over a 14-year period. For millions of UK motorists, this is a critical opportunity to reclaim money they should never have paid. Here’s why the call to action has become so urgent.
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**Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the cooling-off period.
A cancellation fee may be charged by a third party/panel solicitor if you cancel outside the cooling off period. You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service.
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