Get Instant Clarity on Your Car Finance Claims, Hassle-Free!
Find out if you have a potential claim in minutes, not days, with our simple online check.
Complete the form and we can start the process of finding your existing agreements in less than 60 seconds. Our platform can search for your car finance agreements and tell you whether you may be eligible to claim.
With up to 90% of car owners affected by some form of mis-selling between 2007 and 2021, a simple check could uncover thousands owed to you — all without you lifting a finger.
--> We run a soft credit search to verify that you had a car finance agreement within the affected time period.
--> We will tell you if we have found any agreements and if you can claim.
--> If potential claims are identified, you will be contacted to explain the results.
--> You choose whether to go ahead. If you decide to sign the authority form, the process starts and everything will be handled for you!
No Win, No Fee* and NO HASSLE!
*Don’t worry — checking your eligibility will not affect your credit score in any way. We use what’s called a soft search, meaning it leaves no footprint on your credit file and can’t be seen by lenders. It’s completely safe, secure, and hassle-free.
Find out if you have a potential claim in minutes, not days, with our simple online check.
Complete the form* and we can start the process of finding your existing agreements in less than 60 seconds. Our platform can search for your car finance agreements and tell you whether you may be eligible to claim.
With up to 90% of car owners affected by some form of mis-selling between 2007 and 2021, a simple check could uncover thousands owed to you — all without you lifting a finger.
--> We run a soft credit search to verify that you had a car finance agreement within the affected time period.
--> We will tell you if we have found any agreements and if you can claim.
--> You choose whether to go ahead. If you decide to sign the authority form, the process starts and everything will be handled for you.
No Win, No Fee* and NO HASSLE!
*Don’t worry — checking your eligibility will not affect your credit score in any way. We use what’s called a soft search, meaning it leaves no footprint on your credit file and can’t be seen by lenders. It’s completely safe, secure, and hassle-free.
STILL NOT SURE?
Your Questions, Answered Instantly
We understand you might still have questions before you start. That's why our AI assistant is available to provide instant, accurate answers from its extensive knowledge base on mis-sold car loans and the PCP claims process. You can ask anything you want via WhatsApp or our web chat without filling out a form or making any commitment. It’s a 100% risk free and confidential way to get the clarity you need.
STILL GOT QUESTIONS?
Frequently Asked Questions
Is this check really free?
Yes, our initial assessment is completely free. We operate on a No Win, No Fee basis, which means you only pay a fee if we successfully win your claim. There is zero financial risk to finding out where you stand.
Can’t remember who your car finance was with — or where the paperwork is?
You’re not alone, and that’s exactly where we can help.
In less than 60 seconds, our AI Agreement Checking Platform can search for your car finance agreements and tell you whether you may be eligible to claim. You don’t need your registration number, lender name, or any documents.
And don’t worry — checking your eligibility will not affect your credit score in any way. We use what’s called a soft search, meaning it leaves no footprint on your credit file and can’t be seen by lenders. It’s completely safe, secure, and hassle-free.
With 99% of car owners affected by some form of mis-selling between 2007 and 2021, a simple check could uncover thousands owed to you — all without you lifting a finger.
Will checking my claim affect my credit score?
No, it will not. We use a 'soft search' to find your finance agreements and check your details. This type of search is not visible to lenders and has no impact on your credit rating, so you can check with complete peace of mind.
What if I don't have my old car finance paperwork?
That is not a problem. Our service is designed to solve this exact issue. We can locate your past finance agreements for you, so you don't need to worry about digging out old documents.
How do I know if I'm eligible to make a claim?
If you bought a car using a finance agreement between 2007 and 28 January 2021, you may be eligible. The issue often relates to "discretionary commission arrangements," where brokers could increase your interest rate for a higher commission. Our free assessment is the easiest way to determine if your specific agreement was affected.
How much compensation could I receive?
The amount of compensation varies depending on the loan size and the specifics of the mis-selling. While the total potential redress for UK consumers is estimated to be over £15 billion, the final amount for each individual will differ. Our assessment will help determine what you could potentially be owed.
What happens after I complete the free check?
After you submit your details, our system performs the initial assessment. If we find evidence of a potential claim, our team will contact you to explain the results. Should you choose to proceed, you'll be asked to sign an electronic document to formally begin the claims process, which our expert team will then handle for you.
Who will be handling my claim?
Your claim will be handled by a professional and experienced team of expert guides. Our focus is on making the process simple, transparent, and stress-free for you, ensuring you are supported and informed every step of the way.
PCPClaimDirect.co.uk is a trading style of Blue Panda Financa, registered in England and Wales, Company registration number 08668345 Registered Office: Suite 50 792 Wilmslow Road, Manchester, England, M20 6UG. Registered with the Information Commissioner's Office; registration number ZA231443..
**Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the cooling-off period.
A cancellation fee may be charged by a third party/panel solicitor if you cancel outside the cooling off period. You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service.
We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive. You can find our terms of use, privacy policy and our cookie policy here.
Blue Panda Finanace Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Blue Panda Finanace Ltd is authorised and regulated by the Financial Conduct Authority (FRN:835515). Blue Panda Finance Ltd is a claims management company and only undertakes marketing activities which comply with Solicitors Regulation Authority Code of Conduct 2011 (in particular, Chapter 8 - Publicity). Regulatory information.